Case Study

Transforming Employee ID Cards into Secure Multi-Purpose Debit Cards Through Legacy System Integration

A Top 100 U.S. credit union with over $1 billion in assets wanted to convert employee ID badges into functional debit cards, requiring integration between legacy banking systems and a third-party payment platform. Netrix built a SAML-based, CUFX-compliant integration with FreedomPay, including secure enrollment and RESTful web services, all while the credit union's IT department was reorganizing. The result was a secure, standards-based authentication framework and a smooth, high-adoption employee debit card program.

$1 Billion+
Assets under management
170,000+
Credit union members
Top 100
U.S. credit union ranking
SAML & CUFX
Standards-Based Integration

The Client

A Top 100 U.S. credit union with more than $1 billion in assets and over 170,000 members sought to enhance employee benefits through an innovative Choice Debit Card program. The initiative would convert employee security badges into fully functional debit cards usable both internally and at participating businesses.

The Challenge

The organization needed to integrate legacy banking systems with a third-party payment platform while maintaining strict security standards and aggressive project timelines. Key challenges included:

  • Integration between legacy banking systems and FreedomPay
  • Secure member enrollment processes
  • IT department reorganization during project execution
  • Future-proof authentication and SSO requirements
  • Multi-platform environment including Microsoft, Unix, and Citrix technologies

The Solution

Netrix designed and implemented a secure integration platform connecting legacy banking systems with FreedomPay. Key components included:

  • SAML-based authentication architecture
  • CUFX-compliant integrations
  • Secure RESTful web services
  • Custom enrollment experience
  • Enterprise-grade encryption and communications

The Implementation

  • Integration of FreedomPay
  • SAML V2, CUFX V2 standards
  • WCF RESTful web services
  • Custom security and enrollment workflows

The Results

Outcome AreaDelivered
Stronger Security
  • New security standards designed for future enhancements
  • Secure communications across platforms
  • Trusted authentication framework
Improved User Experience
  • Seamless enrollment process
  • Easy account and balance management
  • Increased employee adoption
Long-Term Flexibility
  • Standards-based architecture
  • Future-ready SSO framework
  • Extensible platform for enhancements

The Transformation

BEFORE
AFTER
  • Disconnected systems
  • Manual enrollment processes
  • Complex security requirements
  • Limited functionality for employees
  • Difficult system integration
  • Integrated banking platform
  • Simple online enrollment
  • Secure automated transactions
  • Convenient debit card program
  • Scalable and reliable solution
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